ISA Costcustody plus dealing, not the headline rate

Lloyds Bank Share Dealing: what the ISA actually costs

Lloyds Bank Share Dealing is not the cheapest at any pot size on this site. That is not a verdict on the platform — only on its published charges against the others', at 12 trades a year.

Shares and etfs

PotA year% of potRank
£1,000£150.0015.00%11 of 12
£2,000£150.007.50%11 of 12
£5,000£150.003.00%11 of 12
£10,000£150.001.50%11 of 12
£20,000£150.000.75%10 of 12
£30,000£150.000.50%10 of 12
£50,000£150.000.30%10 of 12
£75,000£150.000.20%10 of 12
£100,000£150.000.15%10 of 12
£150,000£150.000.10%9 of 12
£200,000£150.000.07%9 of 12
£250,000£150.000.06%9 of 12
£500,000£150.000.03%9 of 12

Funds

PotA year% of potRank
£1,000£54.005.40%5 of 9
£2,000£54.002.70%5 of 9
£5,000£54.001.08%5 of 9
£10,000£54.000.54%4 of 9
£20,000£54.000.27%3 of 9
£30,000£54.000.18%3 of 9
£50,000£54.000.11%2 of 9
£75,000£54.000.07%2 of 9
£100,000£54.000.05%2 of 9
£150,000£54.000.04%2 of 9
£200,000£54.000.03%2 of 9
£250,000£54.000.02%2 of 9
£500,000£54.000.01%2 of 7

Free if you are under 26. Lloyds Bank Share Dealing waives the annual admin fee for 18 to 25 year olds, which is the whole of its custody charge — the tables above show the full adult price.

Every figure assumes 12 trades a year of £1,000 each, inside a stocks and shares ISA. It excludes Stamp duty at 0.5% on UK share purchases, the £1 PTM levy on orders over £10,000, fund manager charges (the OCF), and any foreign-exchange fee — every one of those is charged by someone other than the platform and is the same wherever you hold the money.

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What Lloyds Bank Share Dealing publishes, word for word

Platform fee£18 every six months (£36 a year), free for 18-25 year olds and Private Banking customers; SIPP 0.25% capped at £16.50/month
Uk share dealing£9.50 per UK trade, £8 for 8+ trades a quarter, £35 by phone
Fund dealing£1.50 per trade
Fx fee1%

Where this platform wins

Charges read 18 August 2026 from Lloyds Bank Share Dealing's own pricing page. Lloyds charges £1.50 for an online fund deal where sister brand Halifax charges £9.50, on the same £36 annual admin fee — the same banking group, six times the price, depending which brand you signed up with.

Charges read 19 August 2026 from each platform's own pricing page. Platforms reprice with little notice, and nothing here is advice — it is arithmetic on published charges.