Freetrade is the cheapest platform here at £1,000 in shares and ETFs, £2,000 in shares and ETFs, £5,000 in shares and ETFs, £10,000 in shares and ETFs, £20,000 in shares and ETFs, £30,000 in shares and ETFs and others.
| Pot | A year | % of pot | Rank |
|---|---|---|---|
| £1,000 | £0.00 | 0.00% | 1 of 12 |
| £2,000 | £0.00 | 0.00% | 1 of 12 |
| £5,000 | £0.00 | 0.00% | 1 of 12 |
| £10,000 | £0.00 | 0.00% | 1 of 12 |
| £20,000 | £0.00 | 0.00% | 1 of 12 |
| £30,000 | £0.00 | 0.00% | 1 of 12 |
| £50,000 | £0.00 | 0.00% | 1 of 12 |
| £75,000 | £0.00 | 0.00% | 1 of 12 |
| £100,000 | £0.00 | 0.00% | 1 of 12 |
| £150,000 | £0.00 | 0.00% | 1 of 12 |
| £200,000 | £0.00 | 0.00% | 1 of 12 |
| £250,000 | £0.00 | 0.00% | 1 of 12 |
| £500,000 | £0.00 | 0.00% | 1 of 12 |
Freetrade offers shares, ETFs and investment trusts, not funds.
The ISA is included on the free Basic plan, so the modelled cost is the Basic plan.
Every figure assumes 12 trades a year of £1,000 each, inside a stocks and shares ISA. It excludes Stamp duty at 0.5% on UK share purchases, the £1 PTM levy on orders over £10,000, fund manager charges (the OCF), and any foreign-exchange fee — every one of those is charged by someone other than the platform and is the same wherever you hold the money.
| Platform fee | Basic £0/month; Standard £4.99/month billed annually; Plus £9.99/month billed annually |
| Uk share dealing | £0 (commission-free on all plans) |
| Fx fee | 0.99% on Basic, 0.59% on Standard, 0.39% on Plus |
Charges read 19 August 2026 from Freetrade's own pricing page. ISA and SIPP are now included at every tier, including the free plan — a change from earlier plan gating. Interest on uninvested cash: 1% AER on up to £1k (Basic) rising to 3.5% on up to £3k (Plus). Re-read 19 Aug 2026: the plan table says 'Basic — Start investing with no monthly fee, ISA included' and dealing commission £0 on all three plans.
Charges read 19 August 2026 from each platform's own pricing page. Platforms reprice with little notice, and nothing here is advice — it is arithmetic on published charges.